How switching your bills can save you money

We all know that we shouldn’t stick with the same providers for anything if we want the best deal. Loyalty doesn’t get rewarded and often you’ll find the price increases each year. But fear of switching or just laziness can prevent you from making that change and saving hundreds. So I wanted to show you just how much money you can save by switching your bills.

Switching providers once your current contract is up is one of the easiest ways to ensure that you’ll save money. There’s absolutely no point in sticking with a provider that’s just going to get more expensive. Switching is super easy and it’s really nothing to be worried about so there really should be nothing stopping you making huge savings! 

We recently switched internet providers and home insurance providers and made massive savings. Like hundreds of pounds in savings.

We’ll start with our internet savings. Our old provider was Sky, we paid the bog standard £18.99 line rental (which was actually £17.40 when we signed up and was increased half way through the contract) and as an introductory offer we got broadband for half price for 12 months meaning we paid £5 or £23.99 a month in total. When the introductory offer was up we would have been paying £28.99 a month. A £5 increase my not seem like much but there’s cheaper providers out there with great introductory offers so why not take advantage. 

We’ve switched to Plusnet as they had the best offer when we were looking to switch. They were charging around £18.99 a month (so already a £5 saving on what we were paying Sky, or a £10 saving on what our Sky bill was going to go up to) with free set up, free router and £50 cashback. They deal with absolutely everything and there’s no loss of service in the process.

 This is for an 18 month contract but we discovered if you paid 12 of your 18 months up front then the monthly charge actually worked out at around £16 which is obviously a huge saving compared to Sky. Now I know not everyone can afford upfront costs and I’ll be doing another post soon on paying for things all in one go versus paying monthly, but honestly if you can pay up front you often save even more money. So we paid for 12 months up front and have made a pretty hefty saving on our internet bill.

Next we’ll talk about home insurance. Now home and contents insurance is essential, it’s not something you can get away without paying so really you need the best product out there for you. When we first took out home and contents we chose Direct Line and went with their premium package. We were novices and looking back we really didn’t need to be paying so much money. So of course when our renewal letter came through and the cost had increased, I hit up the price comparison sites to see what kind of savings I could make. I wasn’t willing to budge on the level of cover we had and wanted a similar excess charge so I put all the details in and 15 minutes later, we’d bought home and contents insurance with Admiral and saved a massive £100. I couldn’t believe just how much we’d saved.

So it’s simple really, shop around. Companies want your business so offer tonnes of incentives, rewards and special offers to new customers so take advantage. Just don’t feel you have to be loyal to the company once your contract is up because you’ll end up worse off for it! In this case, loyalty does not pay!

Calling all girl bosses! I’ve created a Facebook group where we can all come together and discuss all things blogging, money saving and everything inbetween. It would be great to see you over there. So to be a part of a super friendly and supportive community, hop on over to Facebook and join us!

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